Earn Frequent Flyer Miles: Kulula vs SAA Voyager vs BA Credit Cards
Anyone who has ever had to pay for a flight, whether domestic or international, will certainly know that air travel doesn't come cheap. There are several ways in which people try to finance their flights. One of the most popular methods is using frequent flyer miles accumulated every time a specific credit card is used. In South Africa, there are three main credit cards on offer which can be used to accumulate frequent flyer miles that can be traded in for flights. The airlines that offer a rewards programme and frequent flyer miles are Kulula, SAA and British Airways. With several choices, the logical question would be; which credit card offers the best value for money? In the table below, we've compared the offerings from these three major airlines . PLEASE NOTE: To qualify for all of these programmes one must be a South African citizen and at least 18 years old.
For domestic flight rewards, Kulula is definitely the best option. Although each ‘mile’ is more expensive, they are worth more (R1 each). The only problem is the 6 month validity, you have to fly quite regularly to use your miles within the time. For international flight rewards, British Airways and SAA have quite similar offerings. BA takes a bit longer to earn the required miles, but then their taxes are cheaper. SAA has a 36 month validity period which could make it difficult to earn enough miles for an international flight before they start to expire. So overall, BA is probably the better of the two options at this spending level (R10 000 per month). See my previous article on the SAA Voyager programme for more details on that specific credit card offering.
* Assuming R10k spend/m Kulula moolah is earned as a % of spend, according to the following table: R1 - R5000 = 3% back in kulula moolah R5001 - R10000 = 2% back in Kulula moolah R10001 - R20000 = 1% back in kulula moolah
** This is the based on the cheapest flight at the time of writing, booked one month in advance. *** at R10k spend p/m PLEASE NOTE: this comparison is not intended to serve as a definitive or complete guide to choosing the right credit card for you. Please consult with a bank representative to discuss the most suitable card for you. The above figures were collected from the respective companies’ websites and were accurate at the time of publishing this article.